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Browse reverse mortgage specialists serving Aztec, New Mexico. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Aztec, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 3 reverse mortgage specialists in Aztec, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Key Mortgage Group, Inc
109 W Chaco St, Aztec, NM 87410
5053342510
Accredited Mortgage LLC , NMLS# 2079651
10 Rd 2101, Aztec, NM 87410
5054021442
Mega Loans
505 NE Aztec Blvd, Aztec, NM 87410
5053341001
A reverse mortgage specialist in Aztec, New Mexico helps homeowners aged 62 and older convert part of their home equity into tax free funds. New Mexico law requires borrowers to receive counseling from a HUD approved agency before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how reverse mortgages interact with New Mexico property tax deferral programs.
What Does a Reverse Mortgage Specialist in Aztec Cost?
Typical costs for a reverse mortgage in New Mexico include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal and title work. Total closing costs often range from 5000 to 15000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Aztec do?
A reverse mortgage specialist helps you understand loan options, calculates how much equity you can access, and coordinates with HUD approved counselors. They also explain how the loan affects your heirs and your eligibility for New Mexico property tax programs.
Are reverse mortgages regulated in New Mexico?
Yes. New Mexico law requires a three day right of rescission after closing. Borrowers must also complete mandatory HUD counseling. The state regulates lenders through the New Mexico Financial Institutions Division.
Can I lose my home with a reverse mortgage in Aztec?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. New Mexico law does not provide special protections beyond federal requirements. A specialist can help you plan to avoid default.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.