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Reverse Mortgage Specialists in Warren, NJ

Looking for a reverse mortgage specialist in Warren? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Warren, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 reverse mortgage specialists in Warren, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Villa Nova Financing Group
30 Technology Dr S # 2C, Warren, NJ 07059
9739210220
The Hills Mortgage and Finance Company, L.L.C.
10 Independence Blvd #110, Warren, NJ 07059
7325379220
Libby Hontz-U.S. Bank Mortgage
152 Liberty Corner Rd STE 102, Warren, NJ 07059
9089914864
Banknet Mortgage Services
172 Washington Valley Rd, Warren, NJ 07059
7328151900
Manuel Gonzalez, Mortgage Broker NMLS #346916
60 Mountain Blvd, Warren, NJ 07059
2017262662
Think Mortgage Warren Branch
172 Washington Valley Rd, Warren, NJ 07059
9086990499

A reverse mortgage specialist in Warren New Jersey helps homeowners aged 62 and older convert home equity into cash. New Jersey law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through this process and explain how the loan affects estate planning and property taxes.

What Does a Reverse Mortgage Specialist in Warren Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront, and third party fees for appraisal and title search. Total closing costs often range from 5,000 to 12,000 dollars. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Warren New Jersey?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. New Jersey law does not add extra age or income requirements beyond federal HUD rules.
How does a reverse mortgage affect my New Jersey property taxes?
You must continue to pay property taxes and homeowners insurance. New Jersey offers a property tax freeze program for seniors, but a reverse mortgage does not change your tax obligation. Failure to pay taxes can lead to foreclosure.
Can I outlive my reverse mortgage proceeds in New Jersey?
No, a HECM reverse mortgage is a non recourse loan. You cannot owe more than the home is worth at sale. New Jersey law protects borrowers from personal liability for any loan balance exceeding the home value.