ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse reverse mortgage specialists serving Union, New Jersey. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 12 reverse mortgage specialists in Union, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
7329432985
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
9083707223
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
9082961621
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
8622285981
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
8336690475
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9733321281
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
9088582097
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
9089776036
Joe Del Sol
2424 Morris Ave Suite 101, Union, NJ 07083
9084039380
Nicole Perrone at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7028401257
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7328616226
Francisco Pinho Jr.
2424 Morris Ave 1st Floor, Union, NJ 07083
9084727076
A reverse mortgage specialist in Union, New Jersey helps homeowners aged 62 and older convert home equity into loan proceeds. New Jersey law requires that borrowers receive independent counseling from a HUD-approved counselor before obtaining a Home Equity Conversion Mortgage (HECM). This ensures Union residents understand the terms and obligations of the loan.
What Does a Reverse Mortgage Specialist in Union Cost?
In New Jersey, reverse mortgage costs include an origination fee (up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount over 200,000), a 2 percent upfront mortgage insurance premium, and ongoing annual mortgage insurance premiums of 0.5 percent of the loan balance. Third party fees for appraisal, title search, and recording can add 1,000 to 3,000 dollars. Total costs usually range from 2,000 to 8,000 dollars but vary by property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Union New Jersey?
A reverse mortgage specialist guides Union homeowners through the HECM process, including eligibility, loan options, and closing. They help clients understand how the loan affects homeownership and estate planning under New Jersey law.
What are the New Jersey specific requirements for a reverse mortgage?
In New Jersey, borrowers must complete HUD-approved counseling and the loan must be a HECM insured by the FHA. The property must be the borrower's primary residence and meet FHA standards. New Jersey also requires that loan documents be clear about repayment terms.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Union who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.