ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Trenton, NJ
Browse reverse mortgage specialists serving Trenton, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Trenton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 reverse mortgage specialists in Trenton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Procaccino
3500 Quakerbridge Rd Suite 105, Trenton, NJ 08619
6094396188
New Jersey's Hardest Hit Fund
637 S Clinton Ave, Trenton, NJ 08611
8556477700
East Coast Capital
1009 N Olden Ave, Trenton, NJ 08638
6093578726
My Mortgage Broker
35 Clark St #50, Trenton, NJ 08611
6402320777
A reverse mortgage specialist in Trenton New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Trenton area specialists guide clients through state specific rules on loan limits and repayment terms.
What Does a Reverse Mortgage Specialist in Trenton Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third party fees such as appraisal title search and recording fees range from 1000 to 3000 dollars. Mortgage insurance premiums equal 2 percent of the home value upfront plus 0.5 percent annually. Counseling costs 125 to 250 dollars but some agencies offer reduced fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Trenton New Jersey?
Borrowers must be at least 62 years old. If there are two borrowers the younger spouse must meet the age requirement. New Jersey law follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes New Jersey requires all borrowers to complete a counseling session with a HUD approved counselor. The session covers loan costs alternatives and your rights. The counselor must be independent from the lender.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Trenton who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.