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Find Reverse Mortgage Specialists in Tinton Falls, NJ

Directory of reverse mortgage specialists in Tinton Falls, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Tinton Falls, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Tinton Falls, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Second Generation Mortgage Group
788 Shrewsbury Ave suite 106, Tinton Falls, NJ 07724
7327411933
Advisors Mortgage Group - Team Murcia
227 Newman Springs Rd, Tinton Falls, NJ 07724
7322999722
Scott Simpson at CrossCountry Mortgage
97 Apple St Suite 4&5, Tinton Falls, NJ 07724
7323859929
Champion Home Lending LLC
3600 NJ-66 #150, Tinton Falls, NJ 07753
8888474440
Advisors Mortgage Group - Tinton Falls, NJ
229 Newman Springs Rd, Tinton Falls, NJ 07724
7328765203

Reverse mortgage specialists in Tinton Falls, New Jersey help homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide clients through the process, including understanding loan terms and protecting non-borrowing spouses under New Jersey state rules.

What Does a Reverse Mortgage Specialist in Tinton Falls Cost?

Reverse mortgage costs in New Jersey include an origination fee (up to $6,000), third-party charges (appraisal, title search, credit report) ranging from $500 to $2,500, and a mortgage insurance premium (2% of the home value upfront plus 0.5% annually). Closing costs generally total between $2,000 and $8,000. These fees can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Tinton Falls do?
A reverse mortgage specialist advises homeowners on HECM loans, explains eligibility, and helps with application steps. They also ensure compliance with New Jersey counseling requirements and explain how the loan affects estate planning.
Are there New Jersey-specific rules for reverse mortgages?
Yes, New Jersey requires mandatory HUD-approved counseling for all reverse mortgage applicants. The state also has laws protecting non-borrowing spouses, allowing them to remain in the home after the borrower passes away if certain conditions are met.