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Compare Reverse Mortgage Specialists in Saddle Brook, NJ
Directory of reverse mortgage specialists in Saddle Brook, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Saddle Brook, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden State Mortgage Corp.
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
Park 80 West Plaza Two, 250 Pehle Ave Suite 302, Saddle Brook, NJ 07663
5516894395
Dan Greco Mortgages
150 Pehle Ave, Saddle Brook, NJ 07663
2014635907
A reverse mortgage specialist in Saddle Brook New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage or HECM. This specialist can guide you through the process and explain how a reverse mortgage affects your property taxes and estate.
What Does a Reverse Mortgage Specialist in Saddle Brook Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars but vary by loan amount and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Saddle Brook New Jersey?
A specialist explains how reverse mortgages work and helps you apply for a HECM loan. They review your eligibility and coordinate with HUD-approved counselors as required by New Jersey law. They do not provide legal advice but can refer you to an attorney if needed.
Are reverse mortgages regulated differently in New Jersey?
Yes New Jersey has specific rules. Borrowers must complete counseling with a HUD-approved agency. The state also requires lenders to provide a clear disclosure of loan terms and costs. New Jersey law protects surviving spouses and non-borrowing spouses in certain cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.