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Compare Reverse Mortgage Specialists in Point Pleasant Beach, NJ
Looking for a reverse mortgage specialist in Point Pleasant Beach? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Point Pleasant Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 reverse mortgage specialists in Point Pleasant Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Point Pleasant, NJ
405 Richmond Ave, Point Pleasant Beach, NJ 08742
8007789044
Matthew Pirnik at Rate (NMLS #240391)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7326389072
Ed Brehm at Rate (NMLS #78887)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
Edward Jones - Financial Advisor: David R Wray, AAMS®
801 Arnold Ave Unit 4, Point Pleasant Beach, NJ 08742
7328920573
Rich McGowan at Rate (NMLS #1035650)
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
9082162837
Rate
1101 Richmond Ave Suite 101, Point Pleasant Beach, NJ 08742
7327842786
A reverse mortgage specialist in Point Pleasant Beach, New Jersey helps seniors aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process, including understanding the Home Equity Conversion Mortgage (HECM) program and local property tax implications.
What Does a Reverse Mortgage Specialist in Point Pleasant Beach Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value (capped at $6,000), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Point Pleasant Beach?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. New Jersey law also requires a financial assessment to ensure you can pay property taxes and insurance.
How does a reverse mortgage affect my New Jersey property taxes?
A reverse mortgage does not change your property tax bill. You must continue paying property taxes on time. New Jersey offers a property tax freeze program for seniors, but it does not apply to reverse mortgage proceeds.
Can I lose my home with a reverse mortgage in New Jersey?
Yes, if you fail to pay property taxes, homeowners insurance, or maintain the home. New Jersey law provides a 6-month grace period after a default before foreclosure can begin. You must also live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.