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Find Reverse Mortgage Specialists Near You in Pemberton, NJ
Compare reverse mortgage specialists in Pemberton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Pemberton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Pemberton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Corporation By Andrew
317 Birmingham Rd #47, Pemberton, NJ 08068
6402012316
My Trust Home Loans
101 Hanover St, Pemberton, NJ 08068
6402234445
A reverse mortgage specialist in Pemberton, New Jersey helps homeowners aged 62 and older convert home equity into cash. New Jersey law requires all reverse mortgage counselors to be certified by the U.S. Department of Housing and Urban Development. These specialists guide clients through the application process and explain how a reverse mortgage affects estate planning and Medicaid eligibility.
What Does a Reverse Mortgage Specialist in Pemberton Cost?
In New Jersey, reverse mortgage costs include an origination fee capped at 2% of the first 200,000 dollars of home value plus 1% of the amount above that. The upfront mortgage insurance premium is 2% of the appraised value. Third-party fees such as appraisal, title search, and recording fees add 500 to 1,500 dollars. Annual servicing fees are about 30 to 35 dollars per month. Total costs vary by loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Pemberton do?
A reverse mortgage specialist in Pemberton helps seniors apply for a Home Equity Conversion Mortgage (HECM). They explain loan terms, costs, and repayment requirements. They also coordinate with HUD-approved counselors as required by New Jersey law.
Are there New Jersey specific rules for reverse mortgages?
Yes. New Jersey requires borrowers to complete a counseling session with a HUD-approved counselor before applying. The state also mandates a three-day right of rescission after closing. Lenders must provide clear disclosures about loan terms and fees.
How much does a reverse mortgage cost in New Jersey?
Costs include an origination fee up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal and title search. Total closing costs typically range from 2,000 to 6,000 dollars in New Jersey.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.