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Compare reverse mortgage specialists in Newark. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Newark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 reverse mortgage specialists in Newark, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages By AJ
375 Chestnut St #3C, Newark, NJ 07105
9732234229
AMS Mortgage Services, Inc
375 Chestnut St, Newark, NJ 07105
9732761226
American Fidelity Mortgage, LLC
146 Delancy St, Newark, NJ 07105
9733444000
Joe Daleo at AMS Mortgage Services (NMLS #286430)
375 Chestnut St, Newark, NJ 07105
8445434436
Aryming Asset Management LLC
570 Broad St #900, Newark, NJ 07102
9737350888
M & M Financial Services
48 Pacific St, Newark, NJ 07105
9733449090
A reverse mortgage specialist in Newark, New Jersey can help homeowners aged 62 and older access home equity without monthly payments. In New Jersey, all reverse mortgage counselors must be approved by the U.S. Department of Housing and Urban Development. Newark residents should consider local property values and New Jersey specific disclosure requirements when exploring this financial option.
What Does a Reverse Mortgage Specialist in Newark Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Newark New Jersey?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence. New Jersey law requires borrowers to complete a counseling session with a HUD approved counselor before applying.
How does a reverse mortgage affect New Jersey property taxes?
A reverse mortgage does not change property tax obligations. Newark homeowners must continue to pay property taxes and maintain the home. Failure to pay taxes can lead to default on the reverse mortgage.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.