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Find Reverse Mortgage Specialists in Mullica Hill, NJ
Browse reverse mortgage specialists serving Mullica Hill, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Mullica Hill, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Mullica Hill, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Wealth Mortgage
3 Myers Dr STE 3, Mullica Hill, NJ 08062
8559376363
Joseph Grisko at Prosperity Home Mortgage - Mullica Hill
157 Bridgeton Pike #100, Mullica Hill, NJ 08062
6093150962
What Does a Reverse Mortgage Specialist in Mullica Hill Cost?
In New Jersey, reverse mortgage specialist fees typically include an origination fee capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that. Third-party costs such as appraisal, credit report, and title search usually add 1,500 to 3,500 dollars. Total closing costs for a HECM reverse mortgage in New Jersey often range from 5,000 to 10,000 dollars. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Mullica Hill?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. New Jersey does not have additional state-specific eligibility rules beyond federal HECM requirements.
How does New Jersey law affect reverse mortgage proceeds?
New Jersey exempts reverse mortgage proceeds from state income tax. The loan does not affect Social Security or Medicare benefits. However, proceeds may impact Medicaid eligibility if not spent within the same calendar month.
What costs are involved with a reverse mortgage specialist in New Jersey?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs in New Jersey often range from 5,000 to 10,000 dollars. This is general information, not mortgage or financial advice.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.