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Find Reverse Mortgage Specialists Near You in Montville, NJ
Directory of reverse mortgage specialists in Montville, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Montville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 14 reverse mortgage specialists in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Traum at Rate (NMLS #12975)
350 Main Rd Suite 203, Montville, NJ 07045
9736107642
Chad Barris at Rate
350 Main Rd Suite 203, Montville, NJ 07045
9174397336
Mary Ratchford at Rate (NMLS #261640)
350 Main Rd Suite 203, Montville, NJ 07045
9738662002
Marc Demetriou, CLU, ChFC, CDLP at Rate (NMLS #111118)
350 Main Rd Suite 203, Montville, NJ 07045
9735218345
Devin Moran at Rate (NMLS #1685333)
350 Main Rd Suite 203, Montville, NJ 07045
9736584791
Brian Kelly at Guaranteed Rate (NMLS #1092959)
350 Main Rd Suite 203, Montville, NJ 07045
6092944612
MaryBeth Brannigan at Rate (NMLS #1240169)
350 Main Rd Suite 203, Montville, NJ 07045
9739398664
Jon Soto at Rate (NMLS #1869835)
350 Main Rd Suite 203, Montville, NJ 07045
9735422851
Brian Bloete at Rate (NMLS #1453071)
350 Main Rd Suite 203, Montville, NJ 07045
9735218365
Chad Barris at Rate (NMLS #69237)
350 Main Rd Suite 203, Montville, NJ 07045
9732418965
Zev Lewinson at Rate (NMLS #1072291)
350 Main Rd Suite 203, Montville, NJ 07045
9738662003
Tricia Cuthbertson at Rate (NMLS #1645205)
350 Main Rd Suite 203, Montville, NJ 07045
9732418963
Jackie Doyle at Rate (NMLS #55246)
350 Main Rd Suite 203, Montville, NJ 07045
9738662005
Rate
350 Main Rd Suite 203, Montville, NJ 07045
9735218345
A reverse mortgage specialist in Montville, New Jersey helps homeowners aged 62 and older convert part of their home equity into tax-free funds. New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. This service is especially relevant for Montville residents looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Montville Cost?
Typical costs for a reverse mortgage specialist in New Jersey include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 3000 to 8000 dollars depending on the home value and loan type. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Montville do?
A reverse mortgage specialist guides homeowners through the application and closing process for a Home Equity Conversion Mortgage (HECM). They explain loan terms, eligibility, and repayment options. In New Jersey, the specialist must follow state and federal regulations, including mandatory counseling.
Are there New Jersey-specific rules for reverse mortgages?
Yes, New Jersey requires all reverse mortgage borrowers to complete a HUD-approved counseling session before loan approval. The state also has a three-day right of rescission after closing, allowing borrowers to cancel without penalty. Specialists in Montville must comply with these rules.
How do I choose a reverse mortgage specialist in Montville?
Look for a specialist who is licensed in New Jersey and experienced with HECM loans. Verify their credentials through the Nationwide Mortgage Licensing System (NMLS). Ask about their familiarity with Montville property values and local housing market conditions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.