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Find Reverse Mortgage Specialists in Manasquan, NJ

Compare reverse mortgage specialists in Manasquan. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Manasquan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 reverse mortgage specialists in Manasquan, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jersey Mortgage Company
38 Taylor Ave Suite A, Manasquan, NJ 08736
9082762442
Assured Mortgage Bankers Corp
1913 Atlantic Ave Suite 211, Manasquan, NJ 08736
7322921477
Manasquan Bank
2221 Landmark Pl, Manasquan, NJ 08736
7322928400
Loan Officer - 715407
2530 NJ-35 Suite 207-208, Manasquan, NJ 08736
7325391255
CMG Mortgage Inc
2310 NJ-34, Manasquan, NJ 08736
7322231616
Chase Home Lending
2500 NJ-35, Manasquan, NJ 08736
7322338030
Mariner
229 E Main St, Manasquan, NJ 08736
7322235505

A reverse mortgage specialist in Manasquan, New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process, including eligibility and repayment rules specific to the state.

What Does a Reverse Mortgage Specialist in Manasquan Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs total between 5,000 and 15,000 dollars depending on the home value and loan type. Some costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and home requirements for a reverse mortgage in Manasquan?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence. In New Jersey, condominiums and single-family homes are eligible if they meet HUD standards.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes, New Jersey law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You can find counselors through the New Jersey Department of Banking and Insurance.
What happens to the reverse mortgage when I move or sell my home in Manasquan?
The loan becomes due when you sell the home, move out permanently, or pass away. In New Jersey, the repayment timeline is typically 12 months after the triggering event. Heirs can choose to repay the loan or sell the property to settle the debt.