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Reverse Mortgage Specialists in Lakewood, NJ

Compare reverse mortgage specialists in Lakewood. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 reverse mortgage specialists in Lakewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Leiman Mortgage Network
1650 Lexington Ave, Lakewood, NJ 08701
7329876477
The Semah Mortgage Team @ The Mint Capital
1255 River Ave Suite 201, Lakewood, NJ 08701
7322675949
Chanania Manies at Rate (NMLS #1607912)
306 1st St Suite 4, Lakewood, NJ 08701
7322430425
Shimshon Lowy Independent Long-Term Care Insurance Professional (LTCInsured.com) & Reverse Mortgage expert
200 Boulevard of the Americas Suite 103, Lakewood, NJ 08701
7328867410
The Kornfeld Mortgage Team
1255 River Ave, Lakewood, NJ 08701
3475637091
Ark Mortgage
700 Cedarbridge Ave, Lakewood, NJ 08701
7324154150
Metropolitan Mortgage Corporation
110 Magnolia Dr, Lakewood, NJ 08701
7329421225
Rate
306 1st St Suite 4, Lakewood, NJ 08701
8669347283
Zevi Friedman
1255 River Ave, Lakewood, NJ 08701
7323058955

A reverse mortgage specialist in Lakewood New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete a HUD-approved counseling session before applying. Lakewood properties must meet FHA standards and be the borrower's primary residence.

What Does a Reverse Mortgage Specialist in Lakewood Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party costs such as appraisal and title search. Total closing costs often range from 5000 to 15000 depending on the property value and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lakewood New Jersey?
All borrowers must be at least 62 years old. If a spouse is under 62 they may still be eligible under certain FHA rules but should consult a specialist.
Do I need to own my home free and clear to get a reverse mortgage in Lakewood?
No you can have an existing mortgage. The reverse mortgage must pay off any current loan balance first. The remaining equity is then available to you.
What New Jersey laws affect reverse mortgage proceeds?
New Jersey does not tax reverse mortgage proceeds as income. However property taxes and homeowners insurance must remain current or the loan may become due.