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Compare Reverse Mortgage Specialists in Kinnelon, NJ

Looking for a reverse mortgage specialist in Kinnelon? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Kinnelon, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 reverse mortgage specialists in Kinnelon, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Home Funding Corp NMLS #207343
11 Kiel Ave, Kinnelon, NJ 07405
9732838111
Advisors Mortgage Group
16 Maple Lake Rd, Kinnelon, NJ 07405
8007789044

A reverse mortgage specialist in Kinnelon, New Jersey helps homeowners aged 62 and older convert home equity into cash. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. This ensures you understand the terms and obligations specific to your Kinnelon property.

What Does a Reverse Mortgage Specialist in Kinnelon Cost?

Typical costs for a reverse mortgage specialist in New Jersey include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above 200,000 dollars. Other fees may include appraisal costs around 400 to 600 dollars, counseling fees of 125 to 250 dollars, and closing costs ranging from 2,000 to 5,000 dollars. These figures vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Kinnelon?
A reverse mortgage specialist guides you through the loan process, explains eligibility rules, and helps you choose the right product. They also coordinate with HUD-approved counselors as required by New Jersey law.
Are there New Jersey specific rules for reverse mortgages?
Yes. New Jersey requires mandatory counseling and a three-day right of rescission after closing. The state also limits origination fees to 2 percent of the first 200,000 dollars of home value plus 1 percent of the remaining value.
How do I qualify for a reverse mortgage in Kinnelon?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the property as your primary residence. A financial assessment is also required to ensure you can pay property taxes and insurance.