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Find Reverse Mortgage Specialists in Kenilworth, NJ

Browse reverse mortgage specialists serving Kenilworth, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Kenilworth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 reverse mortgage specialists in Kenilworth, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marcos M. Dos Santos - Loan Officer - Financial Advisor
525 Boulevard Suite 7, Kenilworth, NJ 07033
9082307075
Joseph Gillis - MLB Residential Lending
525 Boulevard, Kenilworth, NJ 07033
9083808288
MLB Residential Lending LLC
525 Boulevard 2nd floor, Kenilworth, NJ 07033
9735852650

A reverse mortgage specialist in Kenilworth, New Jersey can help homeowners aged 62 and older convert home equity into tax-free funds. In New Jersey, borrowers must complete a HUD-approved counseling session before applying. Kenilworth residents benefit from local specialists who understand Union County property values and New Jersey specific regulations.

What Does a Reverse Mortgage Specialist in Kenilworth Cost?

Typical costs for a reverse mortgage specialist in New Jersey include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Kenilworth do?
A reverse mortgage specialist guides homeowners through the application process, explains loan terms, and helps determine eligibility. They also coordinate with HUD-approved counselors as required by New Jersey law.
Are there age requirements for a reverse mortgage in New Jersey?
Yes, all borrowers must be at least 62 years old. In New Jersey, if a spouse is under 62 and not on the loan, they may have limited protections under federal rules.
What New Jersey laws affect reverse mortgages?
New Jersey requires a mandatory counseling session with a HUD-approved agency before you can apply. The state also has a three-day right of rescission after closing, allowing you to cancel without penalty.