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Find Reverse Mortgage Specialists Near You in Hazlet, NJ

Directory of reverse mortgage specialists in Hazlet, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Hazlet, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Hazlet, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AnnieMac Home Mortgage
224 Middle Rd Ste 3, Hazlet, NJ 07730
7325054600
Nicholas Montani at CrossCountry Mortgage
1 Bethany Rd STE 16, Hazlet, NJ 07730
9082165008
Lawrence Montani at CrossCountry Mortgage
1 Bethany Rd Building 1 Suite 16, Hazlet, NJ 07730
7324558955
Intercounty Mortgage Network Corporation.
3400 NJ-35, Hazlet, NJ 07730
7322642700
Advisors Mortgage Group - Hazlet, NJ
2899 NJ-35, Hazlet, NJ 07730
7329243105

A reverse mortgage specialist in Hazlet, New Jersey helps homeowners aged 62 and older convert home equity into cash without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists understand Monmouth County property values and can guide you through the FHA-insured loan process.

What Does a Reverse Mortgage Specialist in Hazlet Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value with a cap of 6,000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search ranging from 500 to 1,500 dollars. Closing costs in Monmouth County average 3,000 to 8,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility rules for a reverse mortgage in Hazlet New Jersey?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA standards. New Jersey does not have additional state-specific age or residency requirements beyond federal HECM rules.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes, New Jersey law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender.