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Find Reverse Mortgage Specialists in Hackettstown, NJ
Looking for a reverse mortgage specialist in Hackettstown? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Hackettstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Hackettstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lavery & Sirkis
699 Washington St Suite 103, Hackettstown, NJ 07840
9088506161
Crown Home Mortgage
1567 County Rd 517, Hackettstown, NJ 07840
9732197256
Edward Jones - Financial Advisor: Robyn L Jensen, CFP®|AAMS®
174 Mountain Ave Suite 2, Hackettstown, NJ 07840
9088501110
Mortgage, Bank of America
78 Main St STE 10, Hackettstown, NJ 07840
9084987574
Chase Mortgage
227 Mountain Ave, Hackettstown, NJ 07840
9086848350
A reverse mortgage specialist in Hackettstown New Jersey helps older homeowners access home equity without monthly payments. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in Warren County guide clients through the process including state-specific disclosures and tax deferral options.
What Does a Reverse Mortgage Specialist in Hackettstown Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party fees such as appraisal title and recording costs. Total closing costs often range from 2 000 to 6 000 depending on the home value and lender. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hackettstown New Jersey?
Borrowers must be at least 62 years old. For HECM loans all borrowers listed on the title must meet this age requirement. New Jersey law also requires that the home be the borrower's primary residence.
Do I need counseling before getting a reverse mortgage in New Jersey?
Yes New Jersey law requires borrowers to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor explains loan terms costs and alternatives.
What property types qualify for a reverse mortgage in Hackettstown?
Single-family homes FHA-approved condominiums and townhouses qualify. Manufactured homes built after June 15 1976 may also qualify. The property must meet FHA minimum property standards and be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.