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Looking for a reverse mortgage specialist in Gibbsboro? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Gibbsboro, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 reverse mortgage specialists in Gibbsboro, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Taberne Group: Powered By MovementMortgage
2 Eastwick Dr, Gibbsboro, NJ 08026
2152660663
Rich Bersani | Mortgage Lender | NMLS 133243
2 Eastwick Dr STE 300, Gibbsboro, NJ 08026
8568898648
Greentree Mortgage Company
2 Eastwick Dr STE 300, Gibbsboro, NJ 08026
8565968858
Guaranteed Rate of Gibbsboro
20 Clementon Rd E # 102N, Gibbsboro, NJ 08026
6092944620
A reverse mortgage specialist in Gibbsboro, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. This service is valuable for seniors in Camden County looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Gibbsboro Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third party fees for appraisal, title search, and recording. Total closing costs often range from $8,000 to $15,000, depending on the home value and loan type. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Gibbsboro do?
A reverse mortgage specialist guides you through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility, loan terms, and repayment options. They also help you understand New Jersey specific requirements like mandatory counseling.
Are reverse mortgages regulated differently in New Jersey?
Yes, New Jersey has specific laws for reverse mortgages. Lenders must provide a detailed disclosure statement and a 10 day right of rescission period after closing. Borrowers must also complete HUD approved counseling before the loan can proceed.
What are the eligibility requirements for a reverse mortgage in Gibbsboro?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the property as your primary residence. The home must be a single family home, a 2-4 unit property, or a HUD approved condominium. A financial assessment is also required.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.