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Reverse Mortgage Specialists in Freehold, NJ

Directory of reverse mortgage specialists in Freehold, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 16 reverse mortgage specialists in Freehold, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Freehold, NJ
218 Schanck Rd, Freehold, NJ 07728
7329728800
Red Oak Mortgage Inc
96 W Main St, Freehold, NJ 07728
7324104141
Robert Tissot at Advisors Mortgage Group
218 Schanck Rd, Freehold, NJ 07728
7329954825
Benchmark Lending
36 W Main St, Freehold, NJ 07728
7325477226
Brian Haake at Axen Mortgage
71 W Main St #306, Freehold, NJ 07728
7326643984
Michael Randazzo The Man With the Mortgage Plan
218 Schanck Rd, Freehold, NJ 07728
7322133522
Daniel Nasert - Benchmark Lending
36 W Main St #201, Freehold, NJ 07728
7325016293
Scott Alter
36 W Main St #201, Freehold, NJ 07728
7324314480
Andrew Fishbaum Motto Mortgage Elite Choice
4400 US-9 Suite 1000 Office 7, Freehold, NJ 07728
9084619881
Patriot Mortgage LLC
77 W Main St, Freehold, NJ 07728
7328455444
Kyle Farrell - Advisors Mortgage Group, LLC
218 Schanck Rd Suite 201, Freehold, NJ 07728
7324569609
Jason Levine - Top Rated Mortgage lender
218 Schanck Rd, Freehold, NJ 07728
7325986525
Chase Mortgage
4413 US-9, Freehold, NJ 07728
7328451870
Brian Palatucci at Advisors Mortgage Group, LLC
218 Schanck Rd, Freehold, NJ 07728
8486676666
Jennifer Daly - CMG Home Loans
42 E Main St, Freehold, NJ 07728
9082936479
Patriot Mortgage - Jaclyn Berryman and Austin Berryman can help you with all of your mortgage needs
77 W Main St, Freehold, NJ 07728
7324097779

A reverse mortgage specialist in Freehold, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process and ensure compliance with state and federal rules.

What Does a Reverse Mortgage Specialist in Freehold Cost?

Typical costs for a reverse mortgage in New Jersey include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, appraisal fees around 400 to 600 dollars, and closing costs of 1,000 to 3,000 dollars. Total costs often range from 5,000 to 10,000 dollars but vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Freehold?
A reverse mortgage specialist is a licensed professional who helps seniors in Freehold understand and apply for reverse mortgages. They explain loan terms, costs, and eligibility requirements specific to New Jersey.
What are the New Jersey requirements for a reverse mortgage?
Borrowers must be at least 62 years old, own their home outright or have low mortgage balance, and complete a HUD-approved counseling session. New Jersey also requires a property to be the borrower's primary residence.