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Find Reverse Mortgage Specialists in Eatontown, NJ
Compare reverse mortgage specialists in Eatontown. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Eatontown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 reverse mortgage specialists in Eatontown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG Got Mortgages Eatontown
1 Main St #201d, Eatontown, NJ 07724
9735360276
Danny Lotenberg | PRMG Got Mortgages
1 Main St #201d, Eatontown, NJ 07724
7323195296
Patriot Mortgage, LLC
151 Industrial Wy E bldg c suite b, Eatontown, NJ 07724
7324097779
A reverse mortgage specialist in Eatontown New Jersey helps older homeowners access home equity without selling their property. New Jersey law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists guide clients through the process, including understanding loan terms and protecting non-borrowing spouses under state and federal rules.
What Does a Reverse Mortgage Specialist in Eatontown Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third party fees such as appraisal and title search. Total closing costs often range from $5,000 to $15,000 depending on the home value and lender. These costs are usually financed into the loan rather than paid upfront. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Eatontown New Jersey?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD minimum property standards. New Jersey law also requires completion of a counseling session with a HUD approved counselor.
How does New Jersey law protect non-borrowing spouses in a reverse mortgage?
Under New Jersey law and HUD rules, a non-borrowing spouse may remain in the home after the borrowing spouse passes away if certain conditions are met. The non-borrowing spouse must have been married to the borrower at loan closing and the loan must have been originated after August 4 2014. The specialist can explain the specific documentation needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.