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Directory of reverse mortgage specialists in Clark, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Clark, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 reverse mortgage specialists in Clark, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Point Mortgage
990 Raritan Rd, Clark, NJ 07066
8662039613
Divorce Mortgage Planning LLC
1087 Raritan Rd unit 5852, Clark, NJ 07066
9086393531
American Dream Mortgage LLC
49 Brant Ave STE 8, Clark, NJ 07066
7329432783
AMA Mortgage LLC
45 Brant Ave, Clark, NJ 07066
7329252229
Frank DAngelo at Citywide (NMLS #223187)
17 Brant Ave Unit 8, Clark, NJ 07066
9088662017
A reverse mortgage specialist in Clark, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires reverse mortgage borrowers to complete mandatory counseling from a HUD-approved agency. Specialists guide clients through the process, which must comply with the New Jersey Reverse Mortgage Act.
What Does a Reverse Mortgage Specialist in Clark Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 10,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Clark New Jersey?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. New Jersey law also requires you to attend a counseling session with a HUD-approved counselor before applying.
How does a reverse mortgage affect my heirs in New Jersey?
Heirs can keep the home by paying off the loan balance or selling the property. If the loan balance exceeds the home value, heirs are not personally liable for the difference under New Jersey law. They have up to 180 days after the last borrower dies to decide.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.