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Find Reverse Mortgage Specialists Near You in Cherry Hill Township, NJ
Browse reverse mortgage specialists serving Cherry Hill Township, New Jersey. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Cherry Hill Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 reverse mortgage specialists in Cherry Hill Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garden State Home Loans Incorporated
2091 Springdale Rd Ste 16, Cherry Hill Township, NJ 08003
8662666083
EMM Loans LLC - Corporate
1950 NJ-70 Suite 300, Cherry Hill Township, NJ 08003
8007939633
Acre Mortgage and Financial, Inc. (The Brondt-Cook Group)
1805 Springdale Rd Unit 1 and 2, Cherry Hill Township, NJ 08003
8565224873
Maximus Mortgage Advisors
1950 NJ-70 Suite 300, Cherry Hill Township, NJ 08003
8566710642
First Financial Lending
208 Kings Hwy S, Cherry Hill Township, NJ 08034
8562542900
Greentree Mortgage | HMA Mortgage Partner
5 Perina Blvd #200, Cherry Hill Township, NJ 08003
8564525549
Jon Balshem - Gateway Mortgage
409 Marlton Pike Ste. 100 & 105, Cherry Hill Township, NJ 08034
8563558203
Guild Mortgage - Todd Young
60 Haddonfield-Berlin Rd Suite 1, Cherry Hill Township, NJ 08034
6095090063
Joanna Valdez at CrossCountry Mortgage
1101 Kings Hwy N Ste 201, Cherry Hill Township, NJ 08034
8563333589
Gateway Mortgage
409 Marlton Pike Ste. 100 & 105, Cherry Hill Township, NJ 08034
8568101200
A reverse mortgage specialist in Cherry Hill Township, New Jersey helps homeowners aged 62 and older convert home equity into tax-free funds. New Jersey law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Cherry Hill can guide you through the process, including local property tax deferral programs available in Camden County.
What Does a Reverse Mortgage Specialist in Cherry Hill Township Cost?
Typical costs for a reverse mortgage in New Jersey include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 400,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Cherry Hill Township?
A reverse mortgage specialist helps seniors understand loan options, calculates available equity, and coordinates with HUD-approved counselors. They also explain New Jersey-specific rules, such as the requirement for a financial assessment. The specialist does not provide legal advice but can refer you to a New Jersey attorney for estate planning.
Are there age or property requirements for a reverse mortgage in New Jersey?
Yes, you must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence in Cherry Hill Township. New Jersey law also requires that the home meets FHA property standards and flood zone requirements.
How long does the reverse mortgage process take in New Jersey?
The process typically takes 30 to 45 days from application to closing. This includes mandatory HUD counseling, appraisal, and underwriting. New Jersey has a three-day right of rescission after closing, during which you can cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.