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Find Reverse Mortgage Specialists Near You in Windham, NH
Directory of reverse mortgage specialists in Windham, New Hampshire. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Windham, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 7 reverse mortgage specialists in Windham, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Christopher Graves, Loan Officer NMLS #56904
46 Lowell Rd STE 2, Windham, NH 03087
9783765389
Cascade Home Loans
127 Rockingham Rd Suite 202, Windham, NH 03087
6035739286
Pride Rock Mortgage, LLC
31 Lowell Rd #7, Windham, NH 03087
6034582170
Meetingplace Mortgage Inc.
25 Indian Rock Rd #10, Windham, NH 03087
8442242275
Brian R Eddy - Fairway Independent Mortgage Corporation Loan Officer
Stephanie R Silvia | Fairway Independent Mortgage Corporation Loan Officer
8 Rockingham Rd Unit 3, Windham, NH 03087
6035709337
What Does a Reverse Mortgage Specialist in Windham Cost?
Typical costs for a reverse mortgage in New Hampshire include an origination fee of up to 2 percent of the home value (capped at $6,000), an upfront mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording which range from $500 to $1,500. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Total closing costs often range from $5,000 to $12,000 depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Windham New Hampshire?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence, and you must attend a HUD-approved counseling session before applying. New Hampshire does not have additional state-specific eligibility rules beyond federal HUD guidelines.
How does a reverse mortgage affect my heirs in Windham New Hampshire?
Heirs can keep the home by paying off the loan balance or selling the property to satisfy the debt. Under New Hampshire law, heirs have 30 days after receiving a notice of default to decide whether to purchase the home or let it go. The loan is non-recourse, meaning heirs will never owe more than the home's appraised value.
Are reverse mortgage proceeds taxable in New Hampshire?
No, reverse mortgage proceeds are not considered income by the IRS or the state of New Hampshire. New Hampshire does not have a state income tax on wages or salaries, and loan proceeds are tax-free. However, interest on the loan is not tax-deductible until the loan is repaid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.