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Compare Reverse Mortgage Specialists in South Sioux City, NE
Compare reverse mortgage specialists in South Sioux City. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
South Sioux City, NE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 5 reverse mortgage specialists in South Sioux City, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Siouxland Federal Credit Union
3000 Plaza Dr, South Sioux City, NE 68776
4024942073
Siouxland Bank
1001 W 29th St, South Sioux City, NE 68776
4024942001
F&M Bank
2024 Dakota Ave #2740, South Sioux City, NE 68776
4024944215
Darrel Uthof - Thrivent
3900 Dakota Ave Ste 10, South Sioux City, NE 68776
4024946964
F&M Wealth Management
2024 Dakota Ave #2740, South Sioux City, NE 68776
4024125008
A reverse mortgage specialist in South Sioux City Nebraska can help homeowners aged 62 and older access home equity without monthly payments. Nebraska law requires borrowers to receive counseling from a HUD approved agency before obtaining a Home Equity Conversion Mortgage. South Sioux City residents benefit from local specialists who understand the unique housing market in Dakota County.
What Does a Reverse Mortgage Specialist in South Sioux City Cost?
Typical costs for a reverse mortgage specialist in Nebraska include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Closing costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. These costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in South Sioux City Nebraska?
Borrowers must be at least 62 years old and own a home that is their primary residence. The home must meet FHA property standards and the borrower must complete HUD approved counseling. Nebraska does not have additional state specific eligibility rules beyond federal requirements.
How does Nebraska law affect reverse mortgage proceeds?
Nebraska law does not impose special taxes on reverse mortgage proceeds. The funds are considered loan advances not income for state tax purposes. Borrowers must still pay property taxes and homeowners insurance as required by federal rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nebraska.