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Find Reverse Mortgage Specialists in Columbia Falls, MT
Looking for a reverse mortgage specialist in Columbia Falls? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Columbia Falls, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 3 reverse mortgage specialists in Columbia Falls, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flathead Valley Mortgage LLC
729 Nucleus Ave STE D, Columbia Falls, MT 59912
4068972165
Freedom Bank
530 9th St W, Columbia Falls, MT 59912
4068921776
Edward Jones - Financial Advisor: Jesse C Mann, CEPA®|ABFP®
830 3rd Ave W, Columbia Falls, MT 59912
4068927283
Reverse mortgage specialists in Columbia Falls Montana help homeowners aged 62 and older convert home equity into tax-free funds. Montana law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how a reverse mortgage may affect your Montana homestead rights.
What Does a Reverse Mortgage Specialist in Columbia Falls Cost?
Typical costs for a reverse mortgage in Montana include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Columbia Falls Montana?
You must be at least 62 years old. If you are married and your spouse is under 62, Montana law still requires the younger spouse to meet certain protections under HUD rules. A specialist can explain these details.
Do I need to own my home free and clear to get a reverse mortgage in Montana?
No. You can have an existing mortgage, but the reverse mortgage must be in first lien position. The proceeds from the reverse mortgage will pay off your current mortgage first. You must also live in the home as your primary residence.
How does a reverse mortgage affect my Montana property taxes?
You must continue to pay property taxes and homeowners insurance. In Montana, failure to pay taxes can lead to a tax lien or foreclosure. A reverse mortgage specialist can help you set up a plan to manage these ongoing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.