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Browse reverse mortgage specialists serving Bozeman, Montana. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Bozeman, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 17 reverse mortgage specialists in Bozeman, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage Inc.
2015 Charlotte St, Bozeman, MT 59718
4066246330
Sara Koelzer at Rate (NMLS #400361)
1001 W Oak St Building C Suite 110, Bozeman, MT 59715
4065806604
Emily Kennedy - Stockman Bank
1433 N 19th Ave, Bozeman, MT 59718
4065564125
Gum Tree Mortgage
290 W Haley Springs Rd Unit 1A, Bozeman, MT 59718
4064140501
PrimeLending, A PlainsCapital Company - Bozeman
924 Stoneridge Dr Suite #2, Bozeman, MT 59718
4065777116
Tracy Guenther - C2 Financial Corporation
2975 Max Ave #1106, Bozeman, MT 59718
4062241060
Hyde Montana: Mortgage and Real Estate
2066 Stadium Dr #202, Bozeman, MT 59715
4065569017
Chris Opstedal. Cornerstone First Mortgage.
1001 W Oak St Bldg C STE 111, Bozeman, MT 59715
4065990497
Shannon O'Hare at CrossCountry Mortgage
4575 Valley Commons Dr Ste #204, Bozeman, MT 59718
4062069392
Evergreen Home Loans Bozeman NMLS ID 2563045
822 Stoneridge Dr Suite 1, Bozeman, MT 59718
4066245965
Jamie Rainey - GoPrime Mortgage, Inc. Loan Officer NMLS 1192115
2015 Charlotte St # 3, Bozeman, MT 59718
4067815617
Amber Docken at CrossCountry Mortgage
1931 Stevens St UNIT A, Bozeman, MT 59718
4069200856
Northwest Funding Group - Simon Berkey, Montana Mortgage Broker NMLS#1941452
517 S 22nd Ave STE 3, Bozeman, MT 59718
4065797486
Sarah DePew at CrossCountry Mortgage
1931 Stevens St UNIT A, Bozeman, MT 59718
4065318720
Brynn Dellwo
116 N Bozeman Ave Ste 100A, Bozeman, MT 59715
4063062028
Millie Berger at Rate (NMLS #2115776)
1001 W Oak St Building C Suite 110, Bozeman, MT 59715
4062952240
Joe Post, Vice President NMLS #117147 - OneTrust Home Loans
1351 Stoneridge Dr unit c, Bozeman, MT 59718
5034737105
A reverse mortgage specialist in Bozeman Montana helps homeowners aged 62 and older convert home equity into tax free funds. Montana law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Local specialists understand the Gallatin County real estate market and can guide you through the FHA insured Home Equity Conversion Mortgage process.
What Does a Reverse Mortgage Specialist in Bozeman Cost?
Typical costs for a reverse mortgage specialist in Montana include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs are usually financed into the loan so you pay no out of pocket fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Bozeman Montana?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA property standards. Montana does not have state specific age or income requirements beyond federal HUD rules.
Is the money from a reverse mortgage taxable in Montana?
No, the money you receive from a reverse mortgage is considered a loan advance and is not taxable as income. It does not affect your Social Security or Medicare benefits. However it may impact Medicaid eligibility if you do not spend the funds in the same month.
Can I lose my home with a reverse mortgage in Bozeman?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Montana law requires lenders to provide a notice of default and give you a chance to cure the default before foreclosure. You must also continue living in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.