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Directory of reverse mortgage specialists in Ozark, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Ozark, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 reverse mortgage specialists in Ozark, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranty Bank
1701 W State Hwy J, Ozark, MO 65721
4175811553
Total Lending Concepts I Ozark, MO
4101 State Hwy NN #103, Ozark, MO 65721
4175809930
Kevin Hanks, Mortgage Lender
1444 W State Hwy J, Ozark, MO 65721
4178885870
Chris Hazen - Regions Mortgage Loan Officer
2001 W Jackson St, Ozark, MO 65721
4176933470
Reverse mortgage specialists in Ozark, Missouri help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide clients through the process, including property eligibility and repayment terms specific to Missouri.
What Does a Reverse Mortgage Specialist in Ozark Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee up to $6,000, mortgage insurance premium of 2 percent of the home value, and third-party fees like appraisal and title search. Closing costs generally range from $2,000 to $8,000, depending on the home value and loan type. These costs are often financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Ozark Missouri?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence, such as a single-family home, HUD-approved condo, or manufactured home. Missouri law also requires a financial assessment and HUD-approved counseling session.
How does Missouri law affect reverse mortgage terms?
Missouri follows federal HECM guidelines but also requires lenders to disclose all costs and terms in writing. There is no specific Missouri statute of limitations on reverse mortgage claims, but borrowers have three business days to cancel after closing. The loan becomes due when the last borrower dies, sells the home, or moves out permanently.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.