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Compare Reverse Mortgage Specialists in Nixa, MO

Directory of reverse mortgage specialists in Nixa, Missouri. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Nixa, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 reverse mortgage specialists in Nixa, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
119 N Massey Blvd, Nixa, MO 65714
4173742323
Southern Bank: Jerrica Fleming
305 W Mt Vernon St, Nixa, MO 65714
4177245142
Lending Done Right
307 S W St Suite 200, Nixa, MO 65714
4173008844
AMC Mortgage Corporation
842 E North St, Nixa, MO 65714
4105576400
PrimeLending - Andrew Semple | Sr. Loan Originator - NMLS 771096
201 Village Center St suite b, Nixa, MO 65714
4176160782
Home Loans
1563 Rosewood Ln Suite C, Nixa, MO 65714
4173685707
Southern Bank: Jim Lightner
305 W Mt Vernon St, Nixa, MO 65714
4177245142

Reverse mortgage specialists in Nixa, Missouri help homeowners aged 62 and older convert home equity into loan proceeds. Missouri law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Nixa guide clients through this process and explain how reverse mortgages affect property taxes and estate planning.

What Does a Reverse Mortgage Specialist in Nixa Cost?

Typical costs for a reverse mortgage in Missouri include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs often range from 3,000 to 8,000 dollars. Costs vary by loan amount and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Nixa Missouri?
You must be at least 62 years old to qualify for a reverse mortgage in Missouri. The youngest borrower on the title must meet this age requirement. Non-borrowing spouses have certain protections under federal rules.
Do I need counseling before getting a reverse mortgage in Missouri?
Yes, Missouri law requires all borrowers to attend a counseling session with a HUD-approved counselor. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can a reverse mortgage affect my property taxes in Nixa?
Yes, you must continue to pay property taxes and homeowners insurance. Failure to pay can lead to loan default and foreclosure. Missouri offers property tax relief programs for seniors that may help.