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Browse reverse mortgage specialists serving Kirkwood, Missouri. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Kirkwood, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 reverse mortgage specialists in Kirkwood, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
338 S Kirkwood Rd Suite 107, Kirkwood, MO 63122
3147626810
US Bank Mortgage
470 N Kirkwood Rd, Kirkwood, MO 63122
8008722657
A reverse mortgage specialist in Kirkwood, Missouri helps seniors aged 62 and older convert home equity into tax-free funds. Missouri law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Kirkwood residents can use these loans to supplement retirement income or pay for home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Kirkwood Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. These costs often range from 2000 to 6000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Kirkwood?
A reverse mortgage specialist is a professional licensed in Missouri who guides seniors through the Home Equity Conversion Mortgage process. They explain loan terms, costs, and eligibility requirements specific to Kirkwood and St. Louis County.
Are there Missouri-specific rules for reverse mortgages?
Yes, Missouri requires a mandatory HUD-approved counseling session for all reverse mortgage applicants. The state also limits the amount of loan proceeds that can be taken as a lump sum in the first year to protect borrowers.
How do I choose a reverse mortgage specialist in Kirkwood?
Look for a specialist licensed in Missouri with experience in HECM loans. Check their credentials with the National Reverse Mortgage Lenders Association and ask about their familiarity with local property values in Kirkwood.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.