Skip to main content

Find Reverse Mortgage Specialists Near You in Hernando, MS

Compare reverse mortgage specialists in Hernando. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Hernando, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 reverse mortgage specialists in Hernando, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Walters Home Lending: Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
9014381901
Jennifer Hill
316 W Commerce St, Hernando, MS 38632
6624295100
Cynthia Bigham- Fairway Mortgage
2446 Caffey St, Hernando, MS 38632
9012400758
Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
6622988554
Doug Capps
2600 Panola St, Hernando, MS 38632
6622980131

A reverse mortgage specialist in Hernando Mississippi helps older homeowners access home equity without monthly payments. Mississippi law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Hernando residents can use these loans for home repairs medical expenses or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Hernando Cost?

Typical costs for a reverse mortgage in Mississippi include an origination fee up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third-party fees for appraisal title and recording. Total closing costs often range from 8000 to 15000 dollars depending on home value and loan type. Costs vary by lender and case. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Hernando Mississippi?
Borrowers must be at least 62 years old. The home must be the primary residence and meet HUD property standards. Mississippi law does not add extra age requirements beyond federal rules.
Do I need counseling before getting a reverse mortgage in Mississippi?
Yes HUD requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms costs and alternatives. Mississippi does not have a separate state counseling requirement.