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Find Reverse Mortgage Specialists Near You in Flowood, MS
Browse reverse mortgage specialists serving Flowood, Mississippi. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Flowood, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 7 reverse mortgage specialists in Flowood, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Flowood
115 Laurel Park Cove #207, Flowood, MS 39232
6018820767
Mississippi Mortgage
4343 Lakeland Dr, Flowood, MS 39232
6019870077
Mississippi Mortgage
4343 Lakeland Dr, Flowood, MS 39232
6019870077
Nason Williams
115 Laurel Park Cove Suite 200, Flowood, MS 39232
6012033318
Mississippi Reverse Mortgage
155 Market St, Flowood, MS 39232
6015035010
Mississippi Reverse Mortgage
155 Market St, Flowood, MS 39232
6015035010
Team Acopia | Lower Mortgage
115 Laurel Park Cove Suite 206, Flowood, MS 39232
6019067509
A reverse mortgage specialist in Flowood Mississippi helps homeowners aged 62 and older convert home equity into tax free funds. Mississippi law requires borrowers to receive HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Flowood residents benefit from local specialists who understand the Jackson metro area housing market and Mississippi property tax rules.
What Does a Reverse Mortgage Specialist in Flowood Cost?
Typical costs for a reverse mortgage specialist in Mississippi include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. HUD counseling fees are usually 125 to 250 dollars. Mississippi also charges a mortgage recording tax of 0.10 percent of the loan amount. These costs vary by lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Flowood Mississippi?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. Mississippi law does not impose additional state specific age or income requirements beyond federal HUD rules.
Is reverse mortgage counseling required in Mississippi?
Yes federal law requires all borrowers to complete a counseling session with a HUD approved counselor before applying. Mississippi does not have a separate state counseling mandate but the session must cover loan terms costs and alternatives. The counselor must be independent from the lender.
Can a reverse mortgage be foreclosed in Mississippi?
Yes a reverse mortgage can be foreclosed if the borrower fails to pay property taxes homeowners insurance or maintain the home. Mississippi follows a non judicial foreclosure process which can take 60 to 90 days. Borrowers should stay current on all obligations to avoid default.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.