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Reverse Mortgage Specialists in Brandon, MS

Browse reverse mortgage specialists serving Brandon, Mississippi. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Brandon, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 12 reverse mortgage specialists in Brandon, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1490 W Government St # 1, Brandon, MS 39042
6019322988
Tower Loan
2155 MS-18 Ste D, Brandon, MS 39042
6017062897
OneMain Financial
118 Service Dr Ste 6, Brandon, MS 39042
6018247340
Guild Mortgage - Kenny Saxton
216 Avalon Cir Suite D, Brandon, MS 39047
6015408578
Community Bank
1255 W Government St, Brandon, MS 39042
6018254323
Guild Mortgage - Arnell Wilkins
216 Avalon Cir Suite D, Brandon, MS 39047
6622295119
BankPlus Mortgage Center
100 Orleans Way, Brandon, MS 39042
6015911822
The Mortgage Connection
156 Grants Ferry Rd, Brandon, MS 39047
6018295000
Stockton Mortgage, Brandon, MS, NMLS #8259
1368 Old Fannin Rd Suite 175, Brandon, MS 39047
6015919090
Renasant Mortgage
1285 W Government St, Brandon, MS 39042
3018259754
Supreme Lending Brandon
216 Avalon Cir Suite D, Brandon, MS 39047
6016008198
Guild Mortgage Company
216 Avalon Cir Suite D, Brandon, MS 39047
6015408578

A reverse mortgage specialist in Brandon, Mississippi helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. Mississippi law requires borrowers to complete a counseling session with a HUD approved counselor before obtaining a reverse mortgage. These specialists guide clients through the process, including understanding loan terms and repayment obligations.

What Does a Reverse Mortgage Specialist in Brandon Cost?

Typical costs for a reverse mortgage specialist in Mississippi include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars depending on the home value and loan type. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and eligibility requirements for a reverse mortgage in Brandon Mississippi?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Mississippi does not have additional state specific age requirements beyond the federal minimum.
Do I have to pay property taxes and insurance with a reverse mortgage in Mississippi?
Yes, you must continue to pay property taxes, homeowners insurance, and maintain the home. Failure to do so can lead to loan default and possible foreclosure. Mississippi law does not waive these obligations for reverse mortgage borrowers.
Can I get a reverse mortgage on a manufactured home in Brandon Mississippi?
Yes, manufactured homes that meet HUD guidelines and are permanently affixed to a foundation may qualify. The home must be on land you own or have a long term lease. Mississippi has specific rules for titling manufactured homes that your specialist can explain.