Skip to main content

Find Reverse Mortgage Specialists in Waconia, MN

Looking for a reverse mortgage specialist in Waconia? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Waconia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 reverse mortgage specialists in Waconia, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Rodgers - Old National Bank
53 W Main St, Waconia, MN 55387
9522290553
Purple Mortgage LLC
850 Meadow Lake Pl #305, Waconia, MN 55387
6125586395
SouthPoint Home Mortgage
502 Cherry Dr, Waconia, MN 55387
8776365346
Supreme Lending - The Dream Team
1725 Park Point Rd, Waconia, MN 55387
6122685454

Reverse mortgage specialists in Waconia, Minnesota help homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. In Minnesota, borrowers must complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). These specialists guide Waconia residents through the process, including property eligibility and repayment requirements under state law.

What Does a Reverse Mortgage Specialist in Waconia Cost?

Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search ranging from $500 to $1,500. Annual servicing fees are usually $30 to $35 per month. These costs are financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Waconia?
A reverse mortgage specialist is a licensed professional who helps Waconia homeowners understand and apply for reverse mortgages. They explain loan terms, costs, and Minnesota-specific rules like the three-day rescission period.
Do I need to live in Waconia to use a local specialist?
No, you can work with a specialist serving Carver County or the Minneapolis-St. Paul area. However, the property must be your primary residence in Minnesota.