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Find Reverse Mortgage Specialists in Shakopee, MN

Looking for a reverse mortgage specialist in Shakopee? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Shakopee, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 reverse mortgage specialists in Shakopee, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MORTGAGE AVENUE
285 1st Ave E, Shakopee, MN 55379
9523535399
Jeff Winship Rocket Mortgage NMLS #400982
100 Fuller St S Suite 155, Shakopee, MN 55379
6125587334
US Bank Mortgage
8325 Crossings Blvd, Shakopee, MN 55379
8008722657

A reverse mortgage specialist in Shakopee helps homeowners aged 62 and older convert home equity into cash. In Minnesota borrowers must complete a HUD approved counseling session before applying. Shakopee residents can use these funds for home repairs medical expenses or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Shakopee Cost?

Typical costs for a reverse mortgage in Minnesota include an origination fee up to 2 percent of the home value (capped at 6 thousand dollars), a mortgage insurance premium of 2 percent of the appraised value, and third party fees like appraisal and title search. Total closing costs often range from 3 thousand to 8 thousand dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Shakopee?
A reverse mortgage specialist is a professional who guides homeowners through the HECM loan process. They explain eligibility requirements loan terms and repayment options specific to Minnesota law.
Do I need counseling before getting a reverse mortgage in Minnesota?
Yes Minnesota law requires all borrowers to complete a counseling session with a HUD approved agency. This session must happen before you submit a loan application. The counselor reviews costs risks and alternatives.
What are the age and equity requirements for a reverse mortgage in Shakopee?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Minnesota does not have additional age requirements beyond the federal minimum.