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Find Reverse Mortgage Specialists Near You in Mendota Heights, MN
Browse reverse mortgage specialists serving Mendota Heights, Minnesota. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 5 reverse mortgage specialists in Mendota Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120
6513348657
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120
6512455855
Mutual of Omaha Mortgage - Tom Reichenbach
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Mutual of Omaha Mortgage
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Gabriel Financial Group, Inc.
1171 Northland Dr Suite 100, Mendota Heights, MN 55120
6519941555
A reverse mortgage specialist in Mendota Heights helps older homeowners access home equity without selling their property. In Minnesota borrowers must complete a HUD approved counseling session before applying. Local specialists guide clients through the process including the Minnesota specific requirement that lenders provide a detailed cost comparison.
What Does a Reverse Mortgage Specialist in Mendota Heights Cost?
Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Other costs may include appraisal fees 400 to 600 dollars and closing costs 1,500 to 3,000 dollars. Counseling fees are capped at 125 dollars in Minnesota. Costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Mendota Heights do?
A reverse mortgage specialist explains loan options helps you apply and coordinates with HUD approved counselors. They ensure you meet Minnesota requirements such as the mandatory counseling and the three day rescission period after closing.
Who qualifies for a reverse mortgage in Minnesota?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence. In Minnesota you also need to show you can pay property taxes and insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.