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Find Reverse Mortgage Specialists Near You in Lino Lakes, MN
Browse reverse mortgage specialists serving Lino Lakes, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lino Lakes, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 reverse mortgage specialists in Lino Lakes, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Justin Larson, Mortgage Lender - Home Loans NMLS #1490922
7525 Village Dr #120, Lino Lakes, MN 55014
3202969177
Rebecca Hawley NMLS#1729105 - M&M Mortgage
2077 Watermark Way, Lino Lakes, MN 55038
7636079707
A reverse mortgage specialist in Lino Lakes, Minnesota helps homeowners aged 62 and older convert home equity into cash. Minnesota law requires that borrowers receive counseling from a HUD-approved agency before obtaining a reverse mortgage. Lino Lakes residents can access local specialists who understand the specific property values and lending rules in Anoka County.
What Does a Reverse Mortgage Specialist in Lino Lakes Cost?
Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to 2 percent of the homes value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These fees usually range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lino Lakes?
You must be at least 62 years old to qualify for a reverse mortgage in Minnesota. All borrowers listed on the title must meet this age requirement.
Is counseling required before getting a reverse mortgage in Minnesota?
Yes, Minnesota law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Lino Lakes?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Minnesota law provides a 30-day cure period after a default notice before foreclosure proceedings begin.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.