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Find Reverse Mortgage Specialists Near You in Hastings, MN
Compare reverse mortgage specialists in Hastings. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Hastings, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 reverse mortgage specialists in Hastings, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Kim Hoeft
1125 S Frontage Rd Suite 3, Hastings, MN 55033
9527469375
Bell Bank Mortgage, Laura Sykes
1125 S Frontage Rd, Hastings, MN 55033
6124836645
Bell Bank Mortgage, Margaret Swanson
1303 S Frontage Rd Suite 12, Hastings, MN 55033
6514380055
Bell Mortgage
1303 S Frontage Rd #189, Hastings, MN 55033
6514380055
Cammie Jo Flynn - Axia Home Loans
830 Vermillion St Suite 101, Hastings, MN 55033
6513388591
Wells Fargo Home Mortgage - Scott Waldo
1360 S Frontage Rd, Hastings, MN 55033
8008693557
WELLS FARGO HOME MORTGAGE
1360 S Frontage Rd, Hastings, MN 55033
6514378280
A reverse mortgage specialist in Hastings, Minnesota helps homeowners aged 62 and older convert home equity into cash without monthly payments. Minnesota law requires borrowers to complete a counseling session with a HUD-approved agency before obtaining a reverse mortgage. This service can be a useful option for seniors looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Hastings Cost?
Typical costs for a reverse mortgage specialist in Minnesota include an origination fee of up to 2 percent of the homes value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These fees can total between 2,000 and 8,000 dollars for a 300,000 dollar home. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hastings Minnesota?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. The home must be the borrowers primary residence.
Do I need counseling before getting a reverse mortgage in Minnesota?
Yes, Minnesota law requires all borrowers to complete a counseling session with a HUD-approved agency. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in Hastings?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. Two-to-four unit properties may also qualify if the borrower lives in one unit. The home must be in good condition.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.