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Directory of reverse mortgage specialists in Utica, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 reverse mortgage specialists in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nebo Lending
7759 Auburn Rd, Utica, MI 48317
7345195199
Younited Mortgage LLC
8641 Hall Rd #4, Utica, MI 48317
2488083100
Disho Sinishtaj - EZ Fundings Home Loans
8300 Hall Rd #203, Utica, MI 48317
9175043150
Reverse mortgage specialists in Utica Michigan help homeowners aged 62 and older access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process including property tax and insurance requirements specific to Michigan.
What Does a Reverse Mortgage Specialist in Utica Cost?
Typical costs for a reverse mortgage specialist in Michigan include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 8000 to 15000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Utica Michigan?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HECM guidelines. Michigan does not have additional state age restrictions.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes, Michigan law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. This session must occur before you submit your loan application. The counselor will explain costs, terms, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.