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Find Reverse Mortgage Specialists Near You in Saline, MI

Directory of reverse mortgage specialists in Saline, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Saline, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 reverse mortgage specialists in Saline, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Christopher Millio - Private Wealth Advisor, Ameriprise Financial Services, LLC
216 W Michigan Ave Ste 1, Saline, MI 48176
7344775223
Affordable Mortgage Partners
7461 Steeplechase Dr, Saline, MI 48176
9043829746
Affordable Mortgage Partners
1209 Industrial Dr, Saline, MI 48176
9043829746

A reverse mortgage specialist in Saline Michigan can help homeowners aged 62 and older convert home equity into tax free funds. Michigan law requires borrowers to receive HUD approved counseling before applying for a Home Equity Conversion Mortgage HECM. Saline residents often use these loans to supplement retirement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Saline Cost?

Typical costs for a reverse mortgage in Michigan include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third party closing costs like appraisal and title fees. Total costs often range from 8000 to 15000 dollars but vary by loan amount and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Saline Michigan?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Michigan does not have additional state level requirements beyond federal HECM rules.
How does Michigan law affect reverse mortgage proceeds?
Michigan law does not tax reverse mortgage proceeds as income. The loan becomes due when the last borrower dies, sells the home, or moves out for 12 consecutive months. Heirs have 30 days after the due date to pay off the loan or sell the home.