ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a reverse mortgage specialist in Saginaw? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Saginaw, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 18 reverse mortgage specialists in Saginaw, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Health Advantage Federal Credit Union
4550 State St, Saginaw, MI 48603
9897917070
OneMain Financial
4334 Bay Rd, Saginaw, MI 48603
9897909000
J Alfredo Robles #346071 - Southwest Funding
1120 S Michigan Ave STE1, Saginaw, MI 48602
6196006595
Joel Fritz
4343 State St Suite 2, Saginaw, MI 48603
9892336081
Hantz Financial Services, Inc. - Saginaw, Michigan
A reverse mortgage specialist in Saginaw Michigan helps homeowners aged 62 and older convert home equity into tax-free funds. Michigan law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists guide clients through the process while ensuring compliance with state homestead protections and lien requirements.
What Does a Reverse Mortgage Specialist in Saginaw Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee up to 2500 dollars or 2 percent of the home value whichever is less. Third-party fees such as appraisal title insurance and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised home value. Annual servicing fees are usually 30 to 35 dollars per month. These costs can be financed into the loan so you pay little or nothing out of pocket. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Saginaw Michigan?
You must be at least 62 years old to qualify for a reverse mortgage in Saginaw. All borrowers listed on the title must meet this age requirement. Michigan law does not allow exceptions to this federal HUD rule.
Do I need to own my home free and clear to get a reverse mortgage in Saginaw?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The loan must be the primary lien on the property and you must have substantial equity remaining.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Saginaw who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.