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Find Reverse Mortgage Specialists Near You in Rochester, MI
Looking for a reverse mortgage specialist in Rochester? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Rochester, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 reverse mortgage specialists in Rochester, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advantage Lending Corp
804 N Main St #1a, Rochester, MI 48307
2486087283
Golden Mortgage
425 S Main St, Rochester, MI 48307
2483426810
Gem Home Loans
71 Walnut Blvd Suite 204, Rochester, MI 48307
2483182394
BrightSide Lending
307 East St, Rochester, MI 48307
5862705070
Forward Mortgage
322 S Main St #230, Rochester, MI 48307
2489560445
Union Home Mortgage - Rochester
315/317 Water St, Rochester, MI 48307
2486213885
Derek Adair - Union Home Mortgage
92 Mill St, Rochester, MI 48307
5866129827
Mortgage Broker Near Me
334 1/2 S Main St, Rochester, MI 48307
5863833538
Tony Abate - Ross Mortgage Corporation
321 W University Dr, Rochester, MI 48307
2488215411
Somerset Lending Corporation.
640 W University Dr, Rochester, MI 48307
2484999640
Troy Rabidoux - Union Home Mortgage Rochester, MI
315 Water St, Rochester, MI 48307
2484956400
Harvard Financial Group Inc
60900 Eyster Rd, Rochester, MI 48306
2486518365
A reverse mortgage specialist in Rochester Michigan helps homeowners aged 62 and older access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process and ensure compliance with state regulations.
What Does a Reverse Mortgage Specialist in Rochester Cost?
Typical costs for a reverse mortgage specialist in Michigan include origination fees up to 2 percent of the home value appraisal fees around 500 dollars and closing costs ranging from 2000 to 5000 dollars. Michigan also requires a mortgage recording tax of 0.55 percent of the loan amount. These costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Rochester Michigan?
Borrowers must be at least 62 years old. The youngest owner on the title must meet this age requirement under federal HECM rules.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes. Michigan law requires all borrowers to attend a HUD-approved counseling session. This session explains loan terms costs and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.