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Directory of reverse mortgage specialists in Pontiac, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 reverse mortgage specialists in Pontiac, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Wholesale Mortgage (UWM) - Main Campus
585 S Blvd E, Pontiac, MI 48341
8009818898
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342
2489631894
BrokerX
585 S Blvd E, Pontiac, MI 48341
8002296342
Reverse mortgage specialists in Pontiac Michigan help homeowners aged 62 and older access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how Michigan property tax deferral programs may interact with your reverse mortgage.
What Does a Reverse Mortgage Specialist in Pontiac Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. These costs can total between 3000 and 8000 dollars depending on the home value. Closing costs are often financed into the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pontiac Michigan?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Michigan. All borrowers listed on the title must meet this age requirement. The property must be your primary residence.
Do I need counseling to get a reverse mortgage in Michigan?
Yes, Michigan law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.