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Find Reverse Mortgage Specialists Near You in Macomb, MI
Looking for a reverse mortgage specialist in Macomb? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Macomb, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 reverse mortgage specialists in Macomb, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dante Rosa Home Loans, LLC
46735 Middle Brook Dr, Macomb, MI 48044
2487524175
The Marsack Mortgage Team at Lower, LLC
17901 Hall Rd, Macomb, MI 48044
5869438173
Simple Home Lending
17901 Hall Rd, Macomb, MI 48044
5865322000
Top Flite Financial
46869 Garfield Rd, Macomb, MI 48044
5867539000
A reverse mortgage specialist in Macomb, Michigan helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. In Michigan, borrowers must complete a counseling session with a HUD-approved counselor before applying. This service is available for single-family homes, condos, and manufactured homes that meet FHA standards.
What Does a Reverse Mortgage Specialist in Macomb Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and appraisal fees around $500. Closing costs usually range from $2,000 to $5,000. These costs are often financed into the loan. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Macomb?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Michigan law requires you to complete a counseling session before you can apply.
How does a reverse mortgage affect my heirs in Michigan?
When you pass away or move out, the loan becomes due. Your heirs can pay off the loan balance or sell the home to settle the debt. Michigan law protects heirs from owing more than the home is worth if the loan is a HECM.
Are reverse mortgage proceeds taxable in Michigan?
No, reverse mortgage proceeds are not considered income by the IRS or the state of Michigan. They do not affect your Social Security or Medicare benefits. However, they may affect Medicaid eligibility if you keep the funds in a bank account.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.