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Find Reverse Mortgage Specialists Near You in Howell, MI
Compare reverse mortgage specialists in Howell. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Howell, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 reverse mortgage specialists in Howell, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Lee The Mortgage GURU at Exceptional Mortgage - NMLS 162687
207 E Grand River Ave, Howell, MI 48843
8109231117
Exceptional Mortgage Services, Inc. NMLS# 134747
207 E Grand River Ave, Howell, MI 48843
5175409700
Mortgage by Adam
4567 Musson Rd, Howell, MI 48855
2488942763
MORTGAGE CAPITAL SOLUTIONS, INC
4330 E Grand River Ave, Howell, MI 48843
8106263208
GreenStone Farm Credit Services
1040 W Highland Rd, Howell, MI 48843
5175462840
Caren Johnson - Chase Home Lending Advisor - NMLS ID 425421
2410 W Grand River Ave, Howell, MI 48843
8104415730
Holly Financial
10031 Bergin Rd, Howell, MI 48843
8106231499
A reverse mortgage specialist in Howell, Michigan helps seniors aged 62 and older convert home equity into cash without selling their home. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Livingston County guide clients through the process, including property tax deferral options available in Michigan.
What Does a Reverse Mortgage Specialist in Howell Cost?
Typical costs for a reverse mortgage specialist in Michigan include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total upfront costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Howell Michigan?
Borrowers must be at least 62 years old. The youngest spouse must also meet this age requirement for most HECM loans, though some exceptions apply under Michigan law.
Do I need counseling before getting a reverse mortgage in Michigan?
Yes, Michigan requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Howell?
Yes, you can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Michigan law does not allow the lender to take the home as long as you meet these obligations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.