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Find Reverse Mortgage Specialists Near You in Holland, MI
Looking for a reverse mortgage specialist in Holland? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Holland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 13 reverse mortgage specialists in Holland, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Moralez - Holland Michigan Mortgage
320 120th Ave, Holland, MI 49424
6164991996
David Kuiper
320 120th Ave, Holland, MI 49424
6163356942
Michigan Mortgage
788 Columbia Ave Suite B, Holland, MI 49423
6166493420
Travis Gregg, Ruoff Mortgage
363 Settlers Rd Ste 101, Holland, MI 49423
9375336333
The Mortgage House Inc
305 Hoover Blvd #500, Holland, MI 49423
6163922290
Jason Bakker Home loans
320 120th Ave, Holland, MI 49424
6162183215
Mark Simonson - Mortgage Banker at Dart Bank
320 120th Ave #100, Holland, MI 49424
6166107378
Dart Bank Holland Home Loan Center
320 120th Ave, Holland, MI 49424
6163356940
Inspyre Mortgage
15111 Silver Fir Dr, Holland, MI 49424
7209409898
Union Home Mortgage
12659 Riley St #30, Holland, MI 49424
6164201004
Fifth Third Mortgage - Sherry Tedaldi
757 Michigan Ave, Holland, MI 49423
6163947310
Fifth Third Mortgage - Terri Brinks
800 E 16th St, Holland, MI 49423
6164024100
Sara Bos - Mortgage Lender
167 S River Ave, Holland, MI 49423
6168861144
A reverse mortgage specialist in Holland Michigan helps homeowners aged 62 and older access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Holland guide clients through the process including loan limits and repayment terms specific to Michigan.
What Does a Reverse Mortgage Specialist in Holland Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording ranging from 1000 to 3000 dollars. Counseling fees are usually 125 to 250 dollars. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Holland Michigan?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Michigan law also requires you to attend a counseling session with a HUD-approved agency.
How does a reverse mortgage affect my heirs in Michigan?
Heirs can keep the home by paying off the loan balance or selling the property. If the loan balance exceeds the home value heirs are not personally liable for the difference. Michigan law protects heirs from deficiency judgments on reverse mortgages.
Are reverse mortgage proceeds taxable in Michigan?
Reverse mortgage proceeds are not considered income and are not subject to Michigan state income tax. However interest on the loan is not deductible until the loan is paid off. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.