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Find Reverse Mortgage Specialists in Grosse Pointe, MI

Looking for a reverse mortgage specialist in Grosse Pointe? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Grosse Pointe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 reverse mortgage specialists in Grosse Pointe, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
17108 Mack Ave Suite 201, Grosse Pointe, MI 48230
8885243452
Tony Gatliff
17108 Mack Ave Suite 201, Grosse Pointe, MI 48230
3132055609
Paul Zbair at Mutual of Omaha Mortgage
17108 Mack Ave Suite 201, Grosse Pointe, MI 48230
2484695078
Chase Home Lending
685 St Clair Ave, Grosse Pointe, MI 48230
3133329835

A reverse mortgage specialist in Grosse Pointe, Michigan helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. Michigan law requires borrowers to complete a counseling session with a HUD-approved counselor before applying for a Home Equity Conversion Mortgage. Specialists guide clients through this process and explain how property taxes and insurance must remain current under Michigan rules.

What Does a Reverse Mortgage Specialist in Grosse Pointe Cost?

Typical costs for a reverse mortgage in Michigan include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 5,000 to 15,000 depending on the home value and loan type. Borrowers can often roll these costs into the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Grosse Pointe?
A specialist explains how reverse mortgages work, reviews eligibility, and helps you understand loan terms. They do not provide financial advice but can refer you to a HUD-approved counselor as required by Michigan law. Their role is to clarify the process so you can make an informed decision.
Are there income or credit requirements for a reverse mortgage in Michigan?
There are no minimum income or credit score requirements to qualify. However, the lender will perform a financial assessment to ensure you can pay property taxes, homeowners insurance, and maintain the home. Failure to meet these obligations can lead to loan default under Michigan law.
Can I lose my home with a reverse mortgage in Grosse Pointe?
Yes, if you fail to pay property taxes or homeowners insurance, or if you move out of the home for more than 12 consecutive months. Michigan law does not allow the lender to take the home as long as you meet these obligations. The loan becomes due when the last borrower dies or sells the home.