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Compare Reverse Mortgage Specialists in Farmington Hills, MI
Directory of reverse mortgage specialists in Farmington Hills, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Farmington Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 reverse mortgage specialists in Farmington Hills, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kaye Financial Corporation
31100 Northwestern Hwy, Farmington Hills, MI 48334
2485381500
Modern Mortgage Financial
34705 W 12 Mile Rd #311, Farmington Hills, MI 48331
8005368595
Innovation Mortgage
30445 Northwestern Hwy Suite 300, Farmington Hills, MI 48334
2487201032
Quick Mortgage Funding
30600 Northwestern Hwy Ste 105, Farmington Hills, MI 48334
2482391919
MMS Mortgage Services, Ltd.
38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
2487165960
Eagle Home Financial, LLC.
29630 Orchard Lake Rd, Farmington Hills, MI 48334
2485390900
Frankiewicz Financial
33966 W 8 Mile Rd Ste 101, Farmington Hills, MI 48335
3137012771
Atlantis Mortgage
30110 Orchard Lake Rd, Farmington Hills, MI 48334
2489856000
Premier Mortgage
31700 Middlebelt Rd Suite 250, Farmington Hills, MI 48334
8332237500
Regal Home Lending
25882 Orchard Lake Rd L-11, Farmington Hills, MI 48336
2486903506
True Financial Lending
31555 W 14 Mile Rd, Farmington Hills, MI 48334
3134027738
Home Loan Planners - Mike Hajjar
31731 Northwestern Hwy Suite 115E, Farmington Hills, MI 48334
2489710966
First Mortgage Solutions, LLC
35870 Seminary Ridge, Farmington Hills, MI 48331
2488265500
Yaldo Home Loans
31100 Northwestern Hwy, Farmington Hills, MI 48334
5863395337
Northgate mortgage
31700 W 12 Mile Rd, Farmington Hills, MI 48334
8884331448
First Mortgage and Loans
30665 Northwestern Hwy Suite 185, Farmington Hills, MI 48334
8008402047
Legacy Home Lending
28552 Orchard Lake Rd Suite 300, Farmington Hills, MI 48334
2483654188
David Blatt, Reverse Mortgage Specialist - Reverse Mortgages of Michigan
31100 Northwestern Hwy, Farmington Hills, MI 48334
8003188000
Security Mortgage Corporation
30201 Orchard Lake Rd #101, Farmington Hills, MI 48334
2488480999
Smart Lending Group LLC
31513 Northwestern Hwy, Farmington Hills, MI 48334
2484362722
A reverse mortgage specialist in Farmington Hills Michigan helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Farmington Hills residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Farmington Hills Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of 400 to 800 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Farmington Hills Michigan?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Michigan law does not impose additional state-level requirements beyond federal HUD rules.
How does a reverse mortgage affect my heirs in Michigan?
Heirs can repay the loan by selling the home or refinancing. If the loan balance exceeds the home value, heirs are not personally liable for the difference due to FHA insurance. Michigan probate law may apply if the estate goes through court.
Are there any Michigan-specific protections for reverse mortgage borrowers?
Michigan requires a three-day right of rescission after closing, meaning you can cancel the loan without penalty. Lenders must also provide a clear disclosure of all fees and terms. The state does not impose a cooling-off period beyond federal rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.