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Find Reverse Mortgage Specialists in Worcester, MA
Directory of reverse mortgage specialists in Worcester, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Worcester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 18 reverse mortgage specialists in Worcester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Worcester, MA
25 Harvard St 2nd Floor, Worcester, MA 01609
5086355422
Guild Mortgage - Trevor McFarland
324 Grove St 1st Floor, Worcester, MA 01605
6038010640
Guild Mortgage - Chad Rankin - Home Loan Expert
324 Grove St 1st 1st Floor, Worcester, MA 01605
5084177740
Loans With Larry
50 Elm St, Worcester, MA 01609
7742499309
Team Hunton - MBA Mortgage
50 Elm St, Worcester, MA 01609
9785753053
Sebastian Bilentschuk NMLS#1213787
50 Elm St, Worcester, MA 01609
7742663596
Emily DeGray at CrossCountry Mortgage
446 Main St Suite 1902-B, Worcester, MA 01608
4138964941
Tristan Bedinger - MBA Mortgage Co, NMLS#1505510
50 Elm St #8, Worcester, MA 01609
9782276426
Intuitive Mortgage - Jason Bibeau, Mortgage Broker
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
Carrie Sanchez, Total Mortgage, Worcester MA
100 Front St Suite 400-130, Worcester, MA 01608
7746411882
Primary Residential Mortgage, Inc.
711 Pleasant St, Worcester, MA 01602
5087920360
Intuitive Mortgage Company
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
David Samara
1393 Grafton St, Worcester, MA 01604
5083808385
Vicky McSweeney
1393 Grafton St, Worcester, MA 01604
6175711266
New American Funding - Sylvia Roman
169 Shrewsbury St suite A, Worcester, MA 01604
5087559882
Guild Mortgage Company
324 Grove St 1st Floor, Worcester, MA 01605
5085356097
Sharon Berube at Guaranteed Rate Affinity (NMLS #242933)
6 Park Ave 1st Floor Unit, Worcester, MA 01605
5088382144
Lindsay Peterson Mortgage Specialist NMLS 2246792
1 Kelley Sq Suite 207, Worcester, MA 01604
8604281151
A reverse mortgage specialist in Worcester Massachusetts helps seniors aged 62 and older convert home equity into tax free funds. Massachusetts law requires borrowers to complete a HUD approved counseling session before applying. Worcester homeowners can use these loans to pay for home repairs medical bills or supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Worcester Cost?
Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a home valued at 400000 total closing costs often range from 8000 to 15000. These costs are usually financed into the loan so you pay nothing upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Worcester?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence. Massachusetts law does not add extra age limits beyond the federal HUD requirement.
Do I have to pay back a reverse mortgage while I live in my Worcester home?
No. The loan becomes due when you permanently move out sell the home or pass away. Massachusetts law gives heirs up to 180 days after the borrower dies to decide whether to pay off the loan or sell the home.
Are reverse mortgage proceeds taxable in Massachusetts?
Loan proceeds are not considered income by the IRS or Massachusetts Department of Revenue. They do not affect Social Security or Medicare benefits. However they may impact need based programs like MassHealth if the funds are not spent within the same month.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.