Skip to main content

Reverse Mortgage Specialists in South Yarmouth, MA

Looking for a reverse mortgage specialist in South Yarmouth? Review the directory below to compare your options.

2 agents listed
Updated May 2026
South Yarmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 reverse mortgage specialists in South Yarmouth, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cape Cod Wealth Strategies & Insurance Services, LLC
16 Forsythe Ave, South Yarmouth, MA 02664
5087761168
Cape Cod 5
514 Station Ave, South Yarmouth, MA 02664
5083942000

Reverse mortgage specialists in South Yarmouth help older homeowners access home equity without monthly payments. In Massachusetts, borrowers must complete a mandatory counseling session with a HUD-approved counselor before applying. Local specialists can guide you through the process and explain how Massachusetts property tax deferral programs may interact with a reverse mortgage.

What Does a Reverse Mortgage Specialist in South Yarmouth Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party closing costs such as appraisal and title fees. Total costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in South Yarmouth?
Borrowers must be at least 62 years old. If there are multiple borrowers on the title, the youngest borrower must meet this age requirement. Massachusetts law does not change this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in Massachusetts?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current mortgage balance. You must also have sufficient equity in the home to qualify.
What happens to the reverse mortgage when I move out or pass away in Massachusetts?
The loan becomes due when the last borrower permanently leaves the home or passes away. Heirs have 30 days to decide to repay the loan or sell the home. Massachusetts law allows a 6-month extension if needed.