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Find Reverse Mortgage Specialists Near You in Quincy, MA
Browse reverse mortgage specialists serving Quincy, Massachusetts. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Quincy, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 reverse mortgage specialists in Quincy, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Quincy, MA
19-23 Granite St Suite 115, Quincy, MA 02169
8885894416
RF Boston, LLC - Real Estate Finance Boston
165 Washington St, Quincy, MA 02169
6179080612
Kevin Byrne, NMLS# 16416, Movement Mortgage
859 Willard St # 420, Quincy, MA 02169
7812080489
Northeastern Mortgage LLC
1073 Hancock St #100, Quincy, MA 02169
6173024081
SharpTurn Mortgage
1266 Furnace Brook Pkwy #300, Quincy, MA 02169
6178031542
THE MORTGAGE CONNECTION LLC
651 Hancock St, Quincy, MA 02170
6172087081
Cloud Mortgage, LLC
730 Hancock St, Quincy, MA 02170
6175057649
A reverse mortgage specialist in Quincy, Massachusetts helps older homeowners convert home equity into cash without selling their home. Massachusetts law requires borrowers to receive independent counseling from a HUD-approved agency before applying. Specialists guide clients through the process, including understanding loan terms and repayment rules specific to Massachusetts.
What Does a Reverse Mortgage Specialist in Quincy Cost?
Typical costs for a reverse mortgage specialist in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who can qualify for a reverse mortgage in Quincy Massachusetts?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence. Massachusetts law also requires completion of a counseling session with a HUD-approved counselor before a loan application can be accepted.
Are reverse mortgage proceeds taxable in Massachusetts?
Reverse mortgage proceeds are generally not considered taxable income by the IRS or the Commonwealth of Massachusetts. However, interest on the loan is not tax deductible until the loan is paid off. Borrowers should consult a tax professional for their specific situation.
What happens to a reverse mortgage when the borrower dies in Massachusetts?
When the last borrower dies, the loan becomes due. Heirs have 30 days under Massachusetts law to decide whether to pay off the loan or sell the home. If they sell, they keep any remaining equity after the loan balance is paid.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.